Buying property in Turkey: Our practical experience

Buying property in Turkey: Our practical experience

Nine practical lessons from real-life sales cases — from property inspection to earthquake safety. As of July 2026.

Property purchase in Türkiye Practical experience Tapu & Ikamet As of July 12, 2026

· · Approx. 12 min. reading time

0 Practical Lessons from real-life sales cases from our consulting practice
0 Points in the Tapu exam from owner to stay plan
0 Separate topics Buying real estate and obtaining a residence permit are two tests.
0 Counting months — not just summer Moisture and insulation problems often only become apparent in winter.

Source: Decker Real Estate's own consulting practice — as of July 12, 2026

For most prospective buyers, purchasing real estate in Turkey initially raises the same concern: "Will I be ripped off on the price, the property, or the paperwork?" This concern is understandable, and we hear it in almost every initial consultation.

In our experience, however, the real risk rarely lies in the purchase price itself. More often, problems arise because important aspects were not thoroughly checked before the purchase—location, documentation, construction quality, and living arrangements are therefore assessed in this article using real-life case studies.

💬
This article does not replace individual legal or tax advice. Rather, it shows which questions we ask in practice before recommending a property to a client.

1. Don't just look at the beautiful apartment — but at everyday life.

A typical example from our practice: An apartment looks very high-quality in photos — new furniture, bright rooms, pool, perhaps even a sea view. At first glance, everything therefore seems to fit.

What the photos show

High-quality furnishings, bright rooms, a pool and some sea views — exactly what makes a holiday appealing.

What everyday life shows

The situation is often difficult without a car, the facility is almost empty in winter, the aidat is higher than expected, and doctors or shopping facilities are further away than expected.

Our impression: For long-term living, it's not just the apartment itself that matters, but also the everyday life surrounding it. Infrastructure, transportation, medical care, shopping facilities, as well as internet, water and electricity supply often carry more weight than beautiful furniture.

2. A property should also be valued outside of the season.

We consistently observe that properties appear significantly better in summer than in winter. In summer, everything is dry, bright, and vibrant, whereas after rain or during the cooler months, some weaknesses only become apparent.

Typical winter weaknesses from practical experience:
  • Moisture on walls
  • Leaky windows
  • Problems with roof or terrace
  • Cold rooms and poor insulation
  • Facilities that receive little to no maintenance outside of the season.
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Our tip: If possible, don't limit your viewings to the peak summer season. Especially for those planning to live permanently in Turkey, it's advisable to also assess the region and property outside of peak season.

3. Consider the development of the city.

When buying real estate, you're not just acquiring today's apartment, but also tomorrow's surroundings. An area might currently seem quiet and affordable—but at the same time, new housing developments, roads, or major construction projects are often springing up nearby.

While this can positively influence the value, it can also mean more traffic, noise, and denser development. Therefore, you should ask specific questions before buying:

  • How will the region develop in the coming years?
  • Is there a lot of construction going on in the immediate vicinity?
  • Are new roads, hotels, or large facilities being built?
  • Is the area inhabited year-round or is it heavily dependent on the season?
  • Which buyer group is likely to be considered for a later resale?

Especially for real estate in coastal regions, urban development is therefore a central point — not just a peripheral issue.

4. Check your Göç İdaresi (residence permit) and residence permit before purchasing.

Many people initially think: "If I buy an apartment, the residency issue is already settled." However, it's not that simple, because buying real estate and obtaining a residence permit are two different things.

⚠️ Common misconception

Buy first or rent long-term — and only then check whether the address, documents and living situation are suitable for the planned stay.

✅ Our advice

Before making a down payment, check whether the property fits your plans for your stay: Tapu, address, usage, health insurance, registration capability and current practice with the relevant Göç İdaresi.

Important notice: Depending on personal circumstances, address, neighborhood, property value, and current local practices, the assessment can vary. That's precisely why this check should be done before the down payment—not after.

5. Tapu alone is not enough

While a Tapu (certificate of authenticity) is important, a photograph of the Tapu alone does not constitute a complete inspection. Therefore, the following points, among others, should be clarified before purchasing:

1

Who is the actual owner of the property?

2

Are there any mortgages, liens, or other entries in the land register?

3

What specific type of tapu is present?

4

Is an İskan (certificate of occupancy) available?

5

Do the building plans and the actual apartment even match up?

6

Are there any outstanding Aidat debts or special assessments approved for roof, facade, elevator, pool or administration?

7

Does the property even fit your own plans for living and using the property?

Key message: Especially in residential complexes, this often leads to later costs that no one mentions during the initial viewing.

6. Portal prices are not automatically market prices.

Many buyers first compare prices on Sahibinden, Emlakjet, or similar portals—this is certainly useful as a first overview. However, it's important to know that these sites display asking prices, not necessarily the actual selling prices.

What portals are good for

A first overview of locations, property types and approximate price ranges — quite useful as an introduction.

Where caution is advised

An item can be listed online multiple times, offered unchanged for months, or start with a very optimistic price.

Therefore, it is not enough to simply compare the price per square meter:

featureWhy it also counts
Net area & year of constructiondetermine the real value more than the price per square meter alone
Floor & Orientationlight, ventilation, and resale value are affected
Construction quality & legal statusdetermine follow-up costs and safety
Aidat & Condition of the PlantThe ongoing costs over the years show
Location within the building & future saleabilitydetermine long-term value

7. Understand the region first, then buy.

Another real-life example: Someone wants to buy immediately because the apartment seems perfect during their vacation. After a few months, however, they realize that the region isn't suitable in winter, the distances are too great, or daily life is different than expected.

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Our recommendation: If you're not yet familiar with a region, you should rent and test it out first. Afterwards, you'll be able to decide much more clearly which location is truly suitable.

Our conclusion from this section

When buying property in Turkey, one should therefore not only ask: "Is the apartment nice?" or "Is the price reasonable?" The better questions are:

  • Does this region really fit my everyday life?
  • Is the infrastructure suitable for the long term?
  • How is the city developing?
  • Are the Tapu, İskan and documents clean?
  • Does the property fit my travel plans?
  • Is the price realistic compared to the actual market?

A good purchase decision is not made through haste, but through thorough examination — the most attractive advertisement is not automatically the best property.

8. Earthquake safety: Don't just look at the year of construction

A very important point when buying real estate in Turkey is earthquake safety. Many buyers ask us: "From what year of construction is an apartment safe?"„

The honest answer is: there is no year of manufacture that automatically guarantees safety. However, there are years of manufacture where you should take a particularly close look.

⚠️ before 1999 Special caution 🔍 2000–2018 Check carefully from 2019 Better starting position Turkish earthquake regulations have been in force since 2019 — however, the year of construction alone does not replace a technical inspection.

⚠️ Before 1999

Before the major earthquakes of 1999, building inspections, material quality, and practical implementation were often far less consistent. No decision should be made here without a technical review.

🔍 2000 to 2018

Following the Marmara earthquakes, awareness and inspections increased significantly. However, the year of construction alone is not sufficient – the quality of the concrete and steel, as well as proper inspection, are crucial.

✅ From 2019

The current Turkish earthquake regulations have been in effect since 2019 — a better starting point. Nevertheless, developer references, documentation, and Iskan (Turkish earthquake assessment) should still be checked.

Two examples from our practice

🏠 Older apartment

Large, well-located, and attractively priced—at first glance, a good deal. However, closer inspection raises questions: When was the building approved? Is there an Iskan building permit? Has it been renovated since? Are there any visible cracks or signs of damp?

🏗️ New apartment

High-quality aesthetics, beautiful furniture, a pool, and modern amenities—but you shouldn't just focus on appearances. Construction companies, permits, building plans, Iskan (a German environmental assessment), and soil surveys should also be checked.

Before buying, you should not only have the Tapu shown to you, but also check the following points:

1

Year of construction and date of building permit

2

Existing İskan

3

Approved building plans

4

Soil survey

5

Visible cracks or moisture

6

Condition of columns, beams, stairwell and basement

7

Later alterations or enclosed balconies

8

Quality and reputation of the developer

9

Possible structural analysis by an independent civil engineer

Our recommendation: Especially with older buildings, a technical assessment by an independent structural engineer can be beneficial. The costs are low compared to the purchase price—but can protect against very expensive mistakes.
Tim Decker Real Estate
Tim recommends:

When it comes to earthquake safety, it's worth paying close attention to technical details. I advise every buyer, especially with older buildings, not to skimp on an independent structural engineer's inspection.

Our conclusion for this section: A property is not automatically safe just because it is beautifully renovated or furnished. Earthquake safety should therefore always be part of the assessment – especially for older buildings and in regions with a higher risk of earthquakes.

9. Why good support is so important when buying real estate

Many people quickly say, "Just hire a reputable real estate agent." But what does "reputable" actually mean? In our experience, it's not enough that someone speaks German, is friendly, or can show you beautiful properties.

What reputable escorts DO NOT do

She doesn't pressure you, doesn't demand a hasty down payment, and doesn't downplay risks.

What constitutes reputable support

Behind this is an officially registered company, a valid broker's license and verifiable professional qualifications.

Two examples from our practice

An apartment appears very well-maintained during the viewing: new furniture, good location, attractive price. However, only upon closer inspection does it become apparent that the rent is significantly higher than expected or that major renovations are being discussed for the building.

Another buyer finds a beautiful apartment and thinks that the purchase also resolves the issue of residency permits. Later it turns out that the address, intended use, municipality, and property value should have been checked—before the down payment was made.

⚠️ Legal review is often underestimated: A Tapu photo alone does not provide complete security. Ownership details, entries, Tapu type, İskan, Aidat debts, and special assessments should therefore always be checked before the down payment—not after.
💬
Our personal advice: When buying property in Turkey, we would never base our decision solely on the lowest price or the most attractive features. Don't buy the most appealing listing; choose the property where location, price, documentation, construction quality, infrastructure, intended use, and future potential truly align. First, understand the region, then inspect the property, and only then make your decision—that's our advice, honed over years of consulting experience.

Our practical conclusion: Calmness and careful consideration trump haste.

A good purchase decision is not made through pressure or haste, but through calmness, comparison, thorough examination and support that not only wants to sell, but also protects against risks.

1. Everyday life before photos: Infrastructure, transport and supplies weigh more heavily in the long run than glossy images.
2nd season & urban development should be considered: A winter check and a look at the surroundings of tomorrow should be done before buying.
3. Check Tapu and Ikamet separately: Both are separate topics with their own checkpoints.
4. Choose a companion who asks uncomfortable questions: These are precisely the questions that protect against costly mistakes.
5. Check earthquake safety: The year of construction is an indicator, not proof of safety — for older buildings, an independent structural engineer's inspection is recommended.

Sources and status

  • Assessment status: July 12, 2026
  • Decker Real Estate's own consulting practice, anonymized case studies
  • General experience with Tapu, İskan and Göç İdaresi from ongoing client work

Your next step

Are you planning to buy property in Turkey and would like to have the location, documents, and residency issues thoroughly checked beforehand? We will clarify all the practical questions regarding the property, title deed (Tapu), and process planning with you – free of charge and in German.

Decker Real Estate · Yetki Belgesi No 3506573 · İzmir / Alanya · info@decker-realestate.com

The most important questions about buying property in Turkey

Is a nice photo of the property enough to make a purchase decision?+

No. Photos rarely show the infrastructure, traffic, medical care, or the occupancy of the facility outside of the season — yet these are precisely the points that determine everyday life.

Why should I view a property outside of the summer season?+

Because moisture, leaky windows, cold rooms or a poorly maintained property often only become apparent in winter — in summer almost every property appears high-quality.

Does buying real estate automatically invalidate my residence permit?+

No. Buying property and obtaining a residence permit are two separate matters. Address, usage, Mahalle (district), property value, and the current practices of the relevant Göç İdaresi (residential authority) should be checked before making a down payment.

What does "Tapu alone is not enough" mean?+

A Tapu photo only shows a section. Additionally, the owner's details, entries such as mortgages or liens, the Tapu type, the İskan, the building plan comparison, as well as outstanding Aidat debts and special assessments should be checked.

From what year of construction is an apartment in Turkey considered earthquake-proof?+

No year of construction automatically guarantees safety. Special caution is advised for buildings constructed before 1999, those built between 2000 and 2018 should be thoroughly inspected, and since 2019 the current Turkish earthquake regulations apply – however, even here the year of construction does not replace a technical inspection.

Should I commission an independent civil engineering review before purchasing?+

This is particularly useful for older buildings. The costs are low compared to the purchase price and can protect against very expensive problems such as cracks, dampness, or structural instability.

Are prices on Sahibinden or Emlakjet reliable?+

These are a first overview, but not market prices. They show asking prices that are listed multiple times online or can be offered unchanged for a long time — net area, year of construction, condition and legal status also play a role.

Why is the urban development of the surrounding area important?+

Because new housing developments, roads, or construction projects nearby can affect both the value and traffic and noise — you are buying into the environment of tomorrow.

Should I rent and test a region before buying it?+

If you're not yet very familiar with the region, this is often a good idea. After a few months there, you'll be able to assess much more clearly whether the location and daily life are a good fit.

How can I recognize a reputable purchase advisor?+

This includes not pressuring the client, not demanding a hasty down payment, and not downplaying risks. An officially registered company with a valid brokerage license is also essential.

Does this article replace legal or tax advice?+

No. For Tapu verification, Ikamet questions, and tax issues, you should also involve a Turkish notary, lawyer, or tax advisor.

Technical testing guidelines and delimitation: This article is based on anonymized, slightly modified consulting scenarios from our practice at Decker Real Estate. We assist German-speaking prospective buyers with the practical preparations for purchasing real estate in Turkey, particularly regarding property due diligence, title deed (Tapu), location, and residency planning. We do not provide binding tax or legal advice. For Tapu due diligence, Ikamet (residency registration), and tax-related matters, we strongly recommend individual consultation with a Turkish notary, lawyer, or tax advisor. Market information is based on our own consulting experience as of July 12, 2026, and is subject to change.

© Decker Real Estate · TiM ONLiNE TiCARET LiMiTED · Yetki Belgesi No 3506573 ·

Julia — Real Estate Agent Türkiye, Decker Real Estate
About the author Julia Managing Director & Real Estate Agent · Decker Real Estate

I have lived and worked in Turkey for over eight years—in Izmir and along the Turkish Mediterranean coast. As a licensed German-speaking real estate agent, I guide buyers from Germany, Austria, and Switzerland (DACH region) from the initial consultation to the handover of the keys. Everything I write is based on real-life experiences on the ground.

🏛 Yetki Belgesi No 3506573 TTB → 📍 On location in Turkey 🇩🇪 German-speaking

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